What do you do if your identity s been stolen

If you suspect fact that your private information has been used to commit fraud or theft, get let down to the forthcoming four steps right come away. Place a fraud on the alert on (read out as well data entry work from home jobs) credit reports and teview (read out as well data entry work from home jobs) credit reports. Follow way up each and all calls in writing; send your letter on the part of certified mail, and request a return receipt, such that you can document as what the company received and when; and keep copies in behalf of your files.

Contact any one all alone of the nationwide consumer reporting (read out as well legitament work from home jobs ) to place a fraud on the alert on your credit report. The company you ring up is desired to (read out as well legitament work from home jobs ) the other two, which will plkace an on the alert on their versions of your report, too. Fraud lerts can help prevent an identity thief from opening more accounts in your name.

Equifax. Experian. 1-800-525-6285

1-888-EXPERIAN (397-3742) 1-800-680-7289 TransUnion.

Close the accounts fact that you know, or believe, hwave been tampered with or opened fraudulently. In addition to placing the fraud on the alert on your file, the three consumer reporting companies will send you not renumerated copies of your credit reports, and, if you ask, they will display only last but one four digits of your Social Security number on your credit reports.

Contact the security or fraud department of each company where you know, or believe, accounts have been tampered with or opened fraudulently. It's memorable to notify credit card companies and banks in writing. Follow way up in writing, and key on copies (NOT originals) of supporting documents.

Send your letters on the part of certified mail, return receipt requested, such that you can document as what the company received and when. When you lead off new accounts, use new Personal Identification Numbers (PINs) and passwords. Keep a file of your correspondence and enclosures.

Avoid using easily available information like your mother's maiden name, your birth date, last but one four digits of your Social Security number or your phone number, or a series of consecutive numbers. Get a copy of the police report or, at a rate of the very least, the number of the report. File a report with your local police or the police in the community where the identity theft took place.

It can help you deal creditors each of which need proof of the crime. You as well can check up with your state Attorney General's office come across check out if state law requires the police to get let down to reports in behalf of identity theft. If the police are reluctant to get let down to your report, ask serve upon a "Miscellaneous Incidents" report, or be at pains one more jurisdiction, like your state police.

Check the Blue Pages of your telephone directory in behalf of the phone number or check up www. Org in behalf of a list of state Attorneys General. Naag.

File a complaint with the Federal Trade Commission. The FTC as well can refer your complaint to other government agencies and companies in behalf of further action, about as with complete as investigate companies in behalf of violations of laws fact that the FTC enforces. By sharing your identity theft complaint with the FTC, you will provide memorable information fact that can help law enforcement officials across the nation track come down identity thieves and run down them.

You can file a complaint with the FTC's Identity Theft Hotline, toll-free. 1-866-653-4261; or write out. 1-877-IDTHEFT (438-4338); TTY.

Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580.